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The term “precious metals IRA” simply refers to a self-directed IRA account that invests in precious metals. A wide variety of investors hold physical metals in their retirement accounts. In fact, one of the advantages of the self-directed IRA account is that investors have the ability to hold traditional assets like stock and bond investments with alternative assets in a single account. Do you want to learn more about investing in precious metals with retirement funds?
Establishing a Kingdom Trust account, allows you to invest in precious metals via a retirement account like a Self-Directed IRA. So, whether you are new to retirement investing or have had previous experience with investing personal funds in precious metals, consider generating tax-free or tax-deferred retirement wealth by investing in qualified metals using retirement funds.
How to Get Started
- Open an account with Kingdom Trust.
- Fund the account via transfer, rollover or contribution.
- Tell us what you want to purchase via our Investment Direction Kit.
Did you know there are multiple ways to invest in an alternative asset with a self-directed retirement account? You may hold a variety of precious metals assets such as gold, silver, palladium or platinum, and you can invest in those metals in a variety of ways:
- Direct Ownership, which provides titled ownership of physical metals by your IRA or other retirement account; or
- Indirect Ownership, which provides ownership of a third-party entity by your IRA or other retirement account.
Rules and Regulations
IRAs can invest in IRS-permitted gold, silver, palladium and platinum, whether in bullion bars or coins. While some precious metals and coins are considered collectibles and cannot be held in a retirement account, the Internal Revenue Service, via Section 408(m)(3), has provided some exemptions.
In addition, physical precious metals must be stored in a metals depository. You cannot be in physical possession of metals held in a retirement account. This rule also applies to an indirect acquisition, such as having an IRA-owned Limited Liability Company (LLC) buy the bullion. Kingdom Trust has many relationships with well-established storage facilities located in both the United States and Canada.
For further information about the precious metals process at Kingdom Trust, download our Ebook: Investing with a Precious Metals IRA. In addition, please reference the list of multiple resources below. We strongly encourage our clients to complete thorough research and also consult with their financial advisor before making an investment.